Rare Book Monthly

Articles - June - 2008 Issue

Here Is A Tax Refund You Do Not Want

Irs

This "refund" will cost you.


By Michael Stillman

An insidious "phishing" expedition has been launched in time for the tax refund season. "Phishing" is the process whereby some larcenous-minded individual tries to trick you into revealing key personal information, such as credit card or social security numbers, over the internet. This one looks like an official notice from the IRS, promising a refund. This is one "refund" you do not want.

Most "phishing" emails are obvious these days. It's hard to imagine anyone still sends bank information to a Nigerian dictator's widow in hopes of getting a 20% share of a hidden $50 million account. It also seems unlikely that many still respond to a bank demand to update your information or your account will be closed, especially since you receive lots of these from banks where you don't even have an account. However, this one comes on a very official looking, yet easy to use form, spelling out how to get your refund. It even tells you exactly how much you will receive. And, in what is the ultimate indicium of authenticity, it is written in English that sounds as if it were written by an American, rather than an Eastern European (click the thumbnail image at the top to see this notice).

So how do you get your refund? Simple. Just give them your name, debit card number, expiration, the CVV code (that three-digit number on the back of your card), and your "electronic pin," the pin number you use at your ATM. The "IRS" will then credit your account with the full amount of your refund. Sure they will.

The one thing that seemed odd about this was that the IRS was demanding you supply a debit card. I don't have a debit card. However, since a debit card provides direct access into your bank account, I imagine this must be more desirable than a credit card for thieves.

Needless to say, you should never respond to such messages. Well... maybe not entirely "needless" to say because we would not continue to receive these messages if no one was fooled by them. However, if you have any doubt about such a notice, remember that the IRS has made it explicitly clear that they do not contact people by email, and certainly do not give out refunds that way. If they have money to send you, it will come in your physical mailbox, not your electronic one. The check is definitely not in the email.

Rare Book Monthly

  • <b>Swann Auction Galleries Feb 18:</b> Manuel Orazi, <i>La Maison Moderne,</i> 1900. $40,000 to $60,000.
    <b>Swann Auction Galleries Feb 18:</b> Maxfield Parrish, <i>The Century, Midsummer Holiday Number,</i> 1897. $2,000 to $3,000.
    <b>Swann Auction Galleries Feb 18:</b> Alphonse Mucha, <i>Medee, Sarah Bernhardt,</i> 1898. $12,000 to $18,000.
    <b>Swann Auction Galleries Feb 18:</b> H.A. Volodimer, <i>Grand Prix d’Endurance de 24 Heures,</i> 1923. $12,000 to $18,000.
    <b>Swann Auction Galleries Feb 18:</b> Aldo Mazza, <i>Vini d’Italia,</i> circa 1920. $7,000 to $10,000.
    <b>Swann Auction Galleries Feb 18:</b> Leonetto Cappiello, <i>l’Oie d’Or,</i> circa 1930. $3,000 to $4,000.
    <b>Swann Auction Galleries Feb 18:</b> <i>James Bond Does It Everywhere in “Thunderball!”</i> designer unknown, 1965. $1,500 to $2,000.
    <b>Swann Auction Galleries Feb 18:</b> Emil Cardinaux, <i>Palace Hotel, St. Moritz,</i> 1920. $10,000 to $15,000.
    <b>Swann Auction Galleries Feb 18:</b> Joseph C. Leyendecker, <i>“Contour” Arrow Form-Fit Collars,</i> 1917. $3,000 to $4,000.
    <b>Swann Auction Galleries Feb 18:</b> Sascha Maurer, <i>Ski at Lake Placid,</i> 1938. $2,500 to $3,500.
  • <b><center>Christie’s<br>Paul Destribats:<br>Une Bibliothèque des Avant-gardes<br>Part III<br>2-3 and 4 February 2021</b>
    <b><center>Christie’s<br>Paul Destribats:<br>Une Bibliothèque des Avant-gardes<br>Part III<br>2-3 and 4 February 2021</b>
    <b><center>Christie’s<br>Paul Destribats:<br>Une Bibliothèque des Avant-gardes<br>Part III<br>2-3 and 4 February 2021</b>
    <b><center>Christie’s<br>Paul Destribats:<br>Une Bibliothèque des Avant-gardes<br>Part III<br>2-3 and 4 February 2021</b>
  • <center><b>Forum Auctions<br>Fine Books, Manuscripts<br>and Works on Paper<br>28 January 2021</b>
    <b>Forum Auctions, Jan. 28:</b> Schedel (Hartmann). <i>Liber Chronicarum,</i> first edition, Nuremberg, Anton Koberger for Sebald Schreyer and Sebastian Kammermeister, 1493. £30,000 to £50,000.
    <b>Forum Auctions, Jan. 28:</b> [Greek Orthodox Church].- <i>Menaion,</i> manuscript in Greek, on paper, in Greek letters, [Eastern Mediterranean], [c. 1400]. £5,000 to £7,000.
    <b>Forum Auctions, Jan. 28:</b> American Revolution.- Loyalist's cow powder horn, engraved with the cypher "GR" for George III surmounted by a crown, an inscription, and on reverse an engraving of the "North River" [Hudson River], 1777. £5,000 to £7,000.
    <center><b>Forum Auctions<br>Fine Books, Manuscripts<br>and Works on Paper<br>28 January 2021</b>
    <b>Forum Auctions, Jan. 28:</b> Illuminated prayer book.- <i>Maria Carcer y Trigueros... Santa Misa y Oraciones,</i> illuminated manuscript in Spanish, on paper, [c. 1850]. £5,000 to £7,000.
    <b>Forum Auctions, Jan. 28:</b> Hardy (Thomas). <i>The Mayor of Casterbridge,</i> 2 vol., first edition in book form, original cloth, 1886. £2,000 to £3,000.
    <b>Forum Auctions, Jan. 28:</b> [Austen (Jane)]. <i>Emma: A Novel,</i> first edition, Printed for John Murray, 1816. £7,000 to £10,000.
    <center><b>Forum Auctions<br>Fine Books, Manuscripts<br>and Works on Paper<br>28 January 2021</b>
    <b>Forum Auctions, Jan. 28:</b> Brontë (Charlotte). <i>Jane Eyre. An Autobiography,</i> 3 vol., first edition, Smith, Elder and Co., 1847. £10,000 to £15,000.
    <b>Forum Auctions, Jan. 28:</b> Cruikshank (George). <i>The Road to the Derby,</i> one of two proof copies, Raphael Tuck & Sons, 1882. £600 to £800.
    <b>Forum Auctions, Jan. 28:</b> Meunier (Charles, binder).- Gruel (Leon). <i>Manuel Historique et Bibliographique de l'Amateur de Reliures,</i> 2 vol., Paris, 1887.-1905. £3,000 to £4,000.
    <center><b>Forum Auctions<br>Fine Books, Manuscripts<br>and Works on Paper<br>28 January 2021</b>
    <b>Forum Auctions, Jan. 28:</b> Burne-Jones (Sir Edward). <i>The Work of Edward Burne-Jones,</i> edited by Philip Burne-Jones, one of 200 copies, [c.1900]. £4,000 to £6,000.
    <b>Forum Auctions, Jan. 28:</b> Nazraeli Press.- <i>Six by Six,</i> 36 vol. [a complete set], one of 100 sets, each with signed photograph, Portland, Or., 2010-16. £10,000 to £15,000.
    <b>Forum Auctions, Jan. 28:</b> Australasia.- Péron (Francois) and Freycinet. <i>Voyage de Découvertes aux Terres Australes,</i> 5 vol. including Atlas, second edition, Paris, 1824. £6,000 to £8,000.
  • <center><b>Rare Book Fair<br>Stuttgart<br>29 Jan – 1 Feb 2021</b>
    <center><b>Rare Book Fair<br>Stuttgart<br>29 Jan – 1 Feb 2021</b>
    <center><b>Rare Book Fair<br>Stuttgart<br>29 Jan – 1 Feb 2021</b>

Article Search

Archived Articles

Ask Questions