I admit that all of this is not psychologically easy. First of all you have to get past the language barrier: the heart of every transaction is not a book purchase but a currency "trade". A "beneficiary bank" is the bank that is receiving the converted funds. A "draft payee" is a person or business receiving a check in converted funds. An "EFT Bank Account" is a bank account from which you permit XEtrade to pull dollars to be converted.
Then, there is the trust thing about sending all of your personal information to a new company, as well as setting up your bank accounts to send and receive funds, but this is really no different than opening an investment account.
I recommend starting simply: use the XE.com site for calculations, then when you're comfortable and ready, move on to XEtrade, open a free account, and try a straightforward bank-to-bank wire transfer via a "Basic Trade".
I asked Steven Dengler about XEtrade's business model -- how does XEtrade make money? The answer is through the exchange rate, by charging a small amount in the spread above the actual cost of making the trade. In comparing his business to the banks and credit card companies, Steven said, "Some businesses rely upon an ignorant consumer base; we rely upon a well-informed consumer base."
We work too hard for the money we make, so we are choosing to be members of the latter, not the former group.
Il Ponte, Feb. 25-26: HAMILTON, Sir William (1730-1803) - Campi Phlegraei. Napoli: [Pietro Fabris], 1776, 1779. € 30.000 - 50.000
Il Ponte, Feb. 25-26: [MORTIER] - BLAEU, Joannes (1596-1673) - Het Nieuw Stede Boek van Italie. Amsterdam: Pieter Mortier, 1704-1705. € 15.000 - 25.000
Il Ponte, Feb. 25-26: TULLIO D'ALBISOLA (1899-1971) - Bruno MUNARI (1907-1998) - L'Anguria lirica (lungo poema passionale). Roma e Savona: Edizioni Futuriste di Poesia, senza data [ma 1933?]. € 20.000 - 30.000
Il Ponte, Feb. 25-26: IL MANOSCRITTO RITROVATO DI IPPOLITA MARIA SFORZA. TITO LIVIO - Ab Urbe Condita. Prima Decade. Manoscritto miniato su pergamena, metà XV secolo. € 280.000 - 350.000
Sotheby's Fine Books & Manuscripts Available for Immediate Purchase
Sotheby’s: Balthus, Emily Brontë. Wuthering Heights, New York: The Limited Editions Club, 1993. 6,600 USD.
Sotheby’s: Charles Dickens. Complete Works, Philadelphia & London: J.B. Lippincott Company & Chapman & Hall, LD, 1850. Limited Edition set of 30 volumes. 7,500 USD.
Sotheby’s: John Lennon, Yoko Ono. Handwritten Letter from John Lennon and Yoko Ono to their Chauffer. 1971. 32,500 USD.
Sotheby’s: Winston Churchill. First edition of War Speeches, Cassell and Company, Ltd., 1941. Set of 7 volumes. 5,500 USD.
Sotheby’s: Andy Warhol, Julia Warhola. Holy Cats First Edition, Signed by Andy Warhol. 1954. 30,000 USD.
Forum Auctions Online: India Ends 19th February 2026
Forum, Feb. 19: Lot 40 Ramasvami (Kavali Venkata). A Digest of the Different Castes of India, 83 charming hand-coloured lithographed plates, Madras, 1837. £5,000-7,000
Forum, Feb. 19: Lot 50 Watson (John Forbes) & John William Kaye. The People of India: A Series of Photographic Illustrations...of the Races and Tribes of Hindustan, 8 vol., 480 mounted albumen prints, 1868-75. £4,000-6,000
Forum, Feb. 19: Lot 53 Afghanistan.- Elphinstone (Hon. Mountstuart). An Account of the Kingdom of Caubul, first edition, hand-coloured aquatint plates, a fine copy, 1815. £2,000-3,000
Forum, Feb. 19: Lot 57 [Album and Treatise on Hinduism], manuscript treatise on Hinduism in French, 31 watercolours of Hindu deities, Pondicherry, 1865. £3,000-4,000
Forum, Feb. 19: Lot 62 Allan (Capt. Alexander). Views in the Mysore Country,
[1794]. £2,000-3,000
Forum Auctions Online: India Ends 19th February 2026
Forum, Feb. 19: Lot 76 Bird (James). Historical Researches on the Origin and Principles of the Bauddha and Jaina Religions..., first edition, lithographed plates, Bombay, American Mission Press, 1847. £3,000-4,000
Forum, Feb. 19: Lot 100 Ceylon.- Daniell (Samuel). A Picturesque Illustration of the scenery, animals, and native inhabitants, of the Island of Ceylon: in twelve plates, 1808. £5,000-7,000
Forum, Feb. 19: Lot 123 D'Oyly (Charles). Behar Amateur Lithographic Scrap Book, lithographed throughout with title and 55 plates mounted on 43 paper leaves, [Patna], [1828]. £3,000-5,000
Forum, Feb. 19: Lot 139 Gandhi (known as Mahatma Gandhi,) Fine Autograph Letter signed to Jawaharlal Nehru, Sevagram, Wardha, 1942, emphasising the importance of education in rural communities. £10,000-15,000
Forum Auctions Online: India Ends 19th February 2026
Forum, Feb. 19: Lot 140 Gantz (John). Indian Microcosm, first edition, Madras, John Gantz & Son, 1827. £10,000-15,000
Forum, Feb. 19: Lot 146 Grierson (Sir George Abraham). Linguistic Survey of India, 11 vol. in 20, folding maps, original cloth, Calcutta, Superintendent Government Printing, 1903-28. £2,000-3,000
Forum, Feb. 19: Lot 195 Madras.- Fort St. George Gazette (The), No.276-331, pp.493-936 and Index to all of 1834 at end, modern half calf, Madras, 2nd July - 31st December 1834. £2,000-3,000
Forum, Feb. 19: Lot 205 Marshall (Sir John) and Alfred Foucher. The Monuments of Sanchi, 3 vol., first edition, 141 plates, most photogravure, [Calcutta], [1940]. £3,000-4,000
![<b>Il Ponte, Feb. 25-26:</b> HAMILTON, Sir William (1730-1803) - Campi Phlegraei. Napoli: [Pietro Fabris], 1776, 1779. € 30.000 - 50.000](https://ae-files.s3.amazonaws.com/AdvertisementPhotos/0372eeb9-97e1-47b2-baca-b3287d4704ee.jpg "<b>Il Ponte, Feb. 25-26:</b> HAMILTON, Sir William (1730-1803) - Campi Phlegraei. Napoli: [Pietro Fabris], 1776, 1779. € 30.000 - 50.000")
![<b>Il Ponte, Feb. 25-26:</b> [MORTIER] - BLAEU, Joannes (1596-1673) - Het Nieuw Stede Boek van Italie. Amsterdam: Pieter Mortier, 1704-1705. € 15.000 - 25.000](https://ae-files.s3.amazonaws.com/AdvertisementPhotos/8f9ce440-b420-4407-8293-eb8e1b38ca19.jpg "<b>Il Ponte, Feb. 25-26:</b> [MORTIER] - BLAEU, Joannes (1596-1673) - Het Nieuw Stede Boek van Italie. Amsterdam: Pieter Mortier, 1704-1705. € 15.000 - 25.000")
![<b>Il Ponte, Feb. 25-26:</b> TULLIO D'ALBISOLA (1899-1971) - Bruno MUNARI (1907-1998) - L'Anguria lirica (lungo poema passionale). Roma e Savona: Edizioni Futuriste di Poesia, senza data [ma 1933?]. € 20.000 - 30.000](https://ae-files.s3.amazonaws.com/AdvertisementPhotos/71bb9667-5d66-4aa8-96a2-9880c74a7a26.jpg "<b>Il Ponte, Feb. 25-26:</b> TULLIO D'ALBISOLA (1899-1971) - Bruno MUNARI (1907-1998) - L'Anguria lirica (lungo poema passionale). Roma e Savona: Edizioni Futuriste di Poesia, senza data [ma 1933?]. € 20.000 - 30.000")
![<b>Forum, Feb. 19:</b> Lot 57<br>[Album and Treatise on Hinduism], manuscript treatise on Hinduism in French, 31 watercolours of Hindu deities, Pondicherry, 1865. £3,000-4,000](https://ae-files.s3.amazonaws.com/AdvertisementPhotos/f70b3790-9b4a-4990-b402-f0322021c0de.jpg "<b>Forum, Feb. 19:</b> Lot 57<br>[Album and Treatise on Hinduism], manuscript treatise on Hinduism in French, 31 watercolours of Hindu deities, Pondicherry, 1865. £3,000-4,000")
![<b>Forum, Feb. 19:</b> Lot 62 Allan (Capt. Alexander). <i>Views in the Mysore Country,</i>
[1794]. £2,000-3,000](https://ae-files.s3.amazonaws.com/AdvertisementPhotos/ad2cf7b4-4d93-4231-a956-b440583b39b3.jpg "<b>Forum, Feb. 19:</b> Lot 62 Allan (Capt. Alexander). <i>Views in the Mysore Country,</i>
[1794]. £2,000-3,000")
![<b>Forum, Feb. 19:</b> Lot 123<br>D'Oyly (Charles). <i>Behar Amateur Lithographic Scrap Book,</i> lithographed throughout with title and 55 plates mounted on 43 paper leaves, [Patna], [1828]. £3,000-5,000](https://ae-files.s3.amazonaws.com/AdvertisementPhotos/5651043b-3c0d-4e2c-931f-72133bda9b36.jpg "<b>Forum, Feb. 19:</b> Lot 123<br>D'Oyly (Charles). <i>Behar Amateur Lithographic Scrap Book,</i> lithographed throughout with title and 55 plates mounted on 43 paper leaves, [Patna], [1828]. £3,000-5,000")
![<b>Forum, Feb. 19:</b> Lot 205<br>Marshall (Sir John) and Alfred Foucher. <i>The Monuments of Sanchi,</i> 3 vol., first edition, 141 plates, most photogravure, [Calcutta], [1940]. £3,000-4,000](https://ae-files.s3.amazonaws.com/AdvertisementPhotos/8c8244b7-4573-44d3-9c70-e0d3a3ed3cc4.jpg "<b>Forum, Feb. 19:</b> Lot 205<br>Marshall (Sir John) and Alfred Foucher. <i>The Monuments of Sanchi,</i> 3 vol., first edition, 141 plates, most photogravure, [Calcutta], [1940]. £3,000-4,000")